As 2015 comes to an end, I hope you are setting up your travel goals for 2016. Now is the time to make your plan for your travel future. If you are fortunate enough to have funds for taking a trip, today is the perfect time to contact your travel agent and book a vacation. Those who haven’t been saving for a vacation will now have an opportunity to create their budget for travel.
Location, location, location!
Where do you want to visit next year? For me, I’ve decided to hit some of the more common islands I had been avoiding in the past. Next summer, my son Jordan and I will cruise the southern Caribbean. We will board the ship in San Juan, Puerto Rico and visit St. Lucia, St. Kitts (one of my favorite places….mostly because of the food), Barbados and St. Maarten (first time visiting these two destinations). Though I never imagined myself to be a big cruiser, this has afforded me the ability to see many countries without the hassle of repacking and flying to another destination.
Planning makes perfect?
I have been the person who hopped up on a whim and vacationed. That was rare, but it did happen. The best trips of my life, however, were those that were well thought out. There are times when travel deals come about specifically to fill a ship that shouldn’t cruise below capacity, and if you’re lucky enough to score one of those trips, take it. Other than that, I prefer planning out my vacations in advance.
If you aren’t financially able to begin making vacation plans, perhaps it is a great time to open up a separate savings account specifically for your future trips. I always have money automatically deposited year-round, so that when a travel opportunity arises, I can take advantage of it. In a previous article, we discussed where to travel when you have limited funds. Schedule an appointment with a travel agent to find out where you can go based on the amount of money you can commit to saving. Many agents will allow you to send in payments weekly or monthly towards your vacation. That will help you make your travel dream a reality.
Mo’ money, mo’ money, mo’ money!
Don’t be overwhelmed by the sticker price. You have to consider the ability to make payments when making your plans. The cruise I’m taking my son on costs $2500 for both of us including the air tickets, transfers, and taxes. There was a special when I booked the trip, so I only needed to put down a 50% deposit ($125 each). I now owe $2,250. If I make payments over the next six months, I will need to send in roughly $112 per week. Because I’m a planner, I will likely make a lump sum payment or two on this trip to pay down my balance quickly.
● Pick a destination and GO!
● Create a budget plan for your trip.
● Set up an automatic transfer to a ‘vacation account.’